CT Capital PLC (Endeavour Personal Finance)

[rascal]

I took out a secured loan in 2003 for £25k that had ppi attached. I had other policies etc. to cover my mortgage and 2nd charge in the event of redundance, death & critical illness etc. so do believe I will claim it back. I called Endeavour Personal Finance who told me that yes it did have ppi attached but I had gone via a broker called CT Finance. I called them and they said that since the loan was taken out prior to 2006

 

1. The insurance was brokered prior to the regulation of general insurance by the Financial Services Authority.

 

2. Central Capital Limited (the broker) was not a member of the General Insurance Standards Council (GISC).

 

3. Central Capital Limited (the broker) was not a member of the Association of British Insurers (ABI).

 

4. The sale took place moer than six years ago.

 

They are saying this is their final response with the usual garb and leaflet for the FOS.

 

Can I still claim?

[sequenci]

In short, yes you can.

[dx100uk]

endeavour thats hFC is it not?

 

those reason are cack too!!

 

ask them SPECIFICALLY where on any FSA/FOS PPI redress guidelines

it states ANY of their reasons for rejection

 

dx