hounded by ROCKWELL for personal guarantee - old Ltd com gov't loan scheme

[slipway101]

here sorry

[dx100uk]

if may but letter.

 

they don't own the debt anyhow

so can take no legal action themselves.

 

did you sar Lloyds?

 

did you request the signed guarantor document?

 

dx

[z4thras]

HI ,

 

I’m in same situation as you bar the amount is slightly smaller from a Ltd Company Business loan,

company now dissolved.

 

Had two letters from rotwells & 1 from Fenton ignored them all,

 

debt was sold to rotwells back in September this year and as yet no contact

 

As I understand it a personal guarantee is to the original creditor and does not pass to the debt buyer.

 

I have the feeling Lloyds are offloading a lot of bad debt since their split with TSB and possible in preparation a stock sale next year.

[slipway101]

hI Every One

 

Well I have been getting mail from but this is the latest. It seems to me that the matter has been signed over to

 

HOIST PORTFOLIO HOLDING 2 LIMITED

 

It writes to advise me that by an agreement dated 15/10/13 lloyds commercial has assigned all of the rights, obligations and benefits associated with the above account to Hoist Portfolio 2 holding (hph2 ltd) to whom all monies are now due.

 

Please disregard any prior notices that yo may have received from us.

 

Please note that Westcot credit services are managing your account on our behalf....

 

So i think you get the idea. I have enclosed the whole letter for you to see. does this change anything.

 

I am still getting the call and letter. but now that these people own the debt should I be worried.

 

Many thanks for all your help CAG.

[dx100uk]

just means the debt has been sold.

 

typically means whom ever owns it has now written it off against tax

and considers it uncollectable or not worth going through a court.

 

dx

[slipway101]

Thanks dx

 

You have been great helping me with all your advice, The worries and stress has sent me crazy at times. I'll just wait and see what happens.

 

Like I said in my earlier posts I hope this helps someone else with the same issues.

 

Thanks once again...

[slipway101]

Thanks for that input , lets hope so....

[slipway101]

Hi there,

 

I have just recieved this from lloyds saying that they sold the debt by mistake and they have now bought the debt back and put back into the hands of Westcot.....

 

Again should I just ignore them.

[dx100uk]

yep

 

dx

[slipway101]

Ok DX

 

Thank you...

[slipway101]

Hello Every One....

 

Upto Date News

 

As you can see its been about 3 yrs sinse i last posted with my problems. PLEASE NOTE ALL THE ADVICE THAT I HAVE HAD FROM THIS SITE HAS BEEN FANTASTIC. All letters have stopped and hassle from money chasers.

 

Thank you so much CAG .... Keep up the great work...