Help I'm in a mess. Should I ask to see orignal signed contracts and if so how?

[bamn]

I have multiple credit accounts dating back 12 years that I'm constantly getting into trouble with.

 

I've just been issued a CCJ from MBNA and am currently filling in a form to request a low monthly playback.

 

My question is should I as to see my original signed documents,

some of these accounts have been passed from one debt collector to another

 

if I do ask would I ask,

the current company who's chasing the debt?

 

If the can't find the documents what would happen?

 

I'm in a situation where I feel I'll be paying these debts forever.

 

Also I have been issued the CCJ

but it hasn't yet showed up on my credit file.

 

How long does this usually take?

 

Many Thanks.

 

Tom

[dx100uk]

hi bamn

 

i'd start a new thread in the legal forum regarding the CCJ with MBNA

[or is it just a claim form at this stage.]

 

as for your other debts

 

i would get a copy of your cra file

 

see below

 

noddle is free

 

can you also please list your debts and whom you currently pay.

 

dx