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Cancelled Credit Agreement - JDWilliams


craigals
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Not sure where I stand with this at it seems a bit strange in my opinion as to why they would do such a thing. Any way this is this situation.

 

Last month I applied for a credit agreement with JDWilliams and was accepted with a credit Limit of £125, so a month later I decided to use the account to purchase a Camcorder for £50 and use my 10% off and claim my free holiday bag, Order goes through no problem and I receive the email confirming this, Next day was also requested, so I got up to wait for the delivery to arrive, 6pm Still no item, so I logged into my account and my credit limit of £125 was removed and my order cancelled, I've received no email from them about this and I don't owe JDWilliams any money. I have sent a complaint asking for an explanation as to why they cancelled my credit limit and my order but they have not responded even though they said I would hear within 3 days. My question is this:

 

Can they cancel a credit agreement after a purchase has been made without notifying the customer?

 

and What action should I now take?

 

The only way I am able to purchase from them is by credit/debit card only now, which I don't want to do as I would prefer to pay upon receipt of approval.

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