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Egg haven't replied in 8 weeks to Fos Q. Do I report to FOS or send LBA


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Hi,

 

Sorry to start a new thread but can't find any of my old ones!

 

So, following on from my previous post which was something along these lines:

 

I sent Egg my FOS Questionnaire and SOC and they responded very quickly with a "NO".

 

I had some fab advice here and DX wrote me a template which I sent telling them to prove the box wasn't pre-ticked

and that I could have continued if I'd un-ticked, respectfully refer them to the news article of them being fined blah blah.

 

well the 8 weeks is up and still no reply to my "prove it" letter so shall I send a LBA or go straight to FOS??

It's only £300 so was hoping they'd cough up rather than me take to FOS.

 

Citi paid me out and the PPI was same time and same reasons given.

 

Citi and Egg are SAME COMPANY!

 

even the addresses that I write to are exactly the same and the same person always signs for my recorded letters.

 

Is there a template to send or is FOS my best course of action??

Thanks in advance :-)

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huh citi & egg are not the same

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They both have the same address and the same person signs for my recorded letters, they're letters are the same too apart from name of the company being either Egg or Citi. If they're not being dealt with by same people then that is one very weird coincidence.

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was this a loan or a credit card?

 

they certainly are not the same address

 

so where did you get the addresses from?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If your card/loan was sold on you may well find they are still citi.

 

Live cards to B/C. Live loans and mortgages to Yorkshire Bank. Residue is still within Egg/Citi. Derby Egg base being wound down but still dealing with data stuff.

 

Would be rather silly of either B/C or Yorkshire Bank to take on the liabilities of duff debts.

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[ATTACH]38820[/ATTACH]

 

I don't wish to argue with you. Can you delete my thread after please I don't wish to look like an idiot online. Thank you.

 

no otherway around

you are here to teach us

 

you are the people doing it

 

we just colate and help.

 

no issue 007

 

if i am wrong then good

 

it will help orhers to know where to go

 

keep it up!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

If your card/loan was sold on you may well find they are still citi.

 

Live cards to B/C. Live loans and mortgages to Yorkshire Bank. Residue is still within Egg/Citi. Derby Egg base being wound down but still dealing with data stuff.

 

Would be rather silly of either B/C or Yorkshire Bank to take on the liabilities of duff debts.

 

Both accounts paid in full and closed in 2006. Both ppi claims being dealt with by Derby at same address as seen in letters I have attached.

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no otherway around

you are here to teach us

 

you are the people doing it

 

we just colate and help.

 

no issue 007

 

if i am wrong then good

 

it will help orhers to know where to go

 

keep it up!

 

dx

 

Have no idea what you mean by no other way around. If we are here to teach and you just collate and help why make me look stupid an insist I was talking rubbish? Maybe next time ask if I'm sure and perhaps upload letter with addresses if thi is something you never heard of not make me feel like I'm stupid and can't distinguish between two addresses I am communicating with.

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