This relates to my post dated 11th August 2012 12:16

[gnrmac]

I apologise if this is posted in the wrong forum.

 

Further to my last posts I have now had my Capital One debt referred to CapQuest.

 

There was a standing order set up for Capital One for the sum of £1 pound as instructed this is still in place.

 

I have had no telephone conversations with CapQuest, not that they have not stopped trying.

 

I recieved a letter from them this morning stating that Capital One are happy to accept a reduced amount of £1088.41 to be paid in full or over a 3 month period.

 

I am still in no position to pay this amount of and cannot see this changing in the near future.

 

But my belly is full and my bills are all paid so happy days, well not so happy but life goes on as they say

[ims21]

If it were me I would just carry on paying the £1 to Cap1 and ignore Capquest.

 

If they are offering a discount then there is a reason for that...probably that the account is littered with unlawful charges which you should look at reclaiming.

[gnrmac]

Thank you for your reply and advice