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Help with default after debt written off.


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I also have a default on my credit report even though the debt was written off due to a D R O I received in May 2009. I have contacted Barclaycard and asked them to amend the details but they have ignored my letter. Is there anything else I can do?

Also can a debt that was also written off by a D R O be sold on to someone else? I ask this because Shop Direct Finance (Littlewoods catalogue)sold my debt to a debt collector in 2010 ,5 months after the D R O ended. They knew it was unenforceable but still sold it on. Now this debt collection place has started wriing to me, over 2 years after they bought alleged debt! I know by law they cannot do anything, but Shop Direct still has me as being in default on my credit report. How can I be in default with them when they now longer own the debt? Help!!!!!!!

The man of my dreams is where he wants to be. If he wanted me, he'd be here ... :eek:

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Hi blondie46,

 

I have started a new thread for you.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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