Scottish Power - Small Debt Problem.

[poppjd]

Hello!

 

I have been living in my home for just under a year, after moving out of my parent's. During the summer I got a little behind on my payments (paying only half the monthly payment for two months in a row, I had to pay for a boiler repair) . I am on a monthly cash plan, I pay £103 a month for my little two bedroom house.

Now I'm a month behind, so I clear the debt fine, but it means I can't pay my monthly payment so every month I am replacing an old debt with a new one.

I'm a single parent on full time access course, so by necessity I'm currently on Income Support and Child Tax Credits which just about covers feeding us and paying my bills. I was completely on top of the bills up until August.

 

I know it's not alot of debt, but I am terrified about what it's going to happen in November when I have my review. Will my monthly payments skyrocket? I'm worried that I won't be able to afford it, along with my water/tv/phone.

 

I am actually £128 in credit on my account and my last bill amount was £243 (actual) . If that's helpful.

 

I would really appreciate some insight here Thanks very much

[2Grumpy]

I think that if you are in credit then you shouldn't panic too much

 

They will recalculate your payments at your annual review but you can talk to them if you think that its wrong.

 

If you add up all of your bills for the year (guess the last one if you haven't been there a full year and it is less than £1100 (11 months payments - 1 missing) then there shouldn't be a problem.

 

After the review, you shouldn't be a payment short because they should have taken that into account in assessing your payments for next year

[ScottishPower Company Rep]

Hi I am the ScottishPower company rep, if you want to email me account & contact details, I'll have a look. Onlinecomplaints@scottishpower.com and mark for my attention. Also an up to date meter read will be very useful. Regards Gerry