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Santander and FOS not paying out despite policy for Policeman


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I have done a claim for my Father, who was a policeman at the time - both Santander AND the FOS have declined his claim partly saying that it was ages ago and have also said that he could have claimed on the policy had he been made redundant.

 

I don't really understand how they can say that when he was a policeman at the time (now retired) and also had high blood pressure.

 

I guess the next stage is court?

 

The problem is, the claim was made a few years ago - can I just send the prelim letter to them now threatening it, or do I have to start the claim again?

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

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how long ago?

 

there was a judicial review not so long back the said old claims can be reassesed or started again.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hiya

 

It was after the review

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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