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50/50 insurance


Voxter
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I had a minor collision last year. No damage to my van and the other car lost his mirror.

 

Bloke was a fool and went the insurance route. Result was my premiums nearly doubled and probably so did his as the claim went 50/50 due to blaming each other and no witnesses.

 

I found out today the mirror cost £250. So each insurer has paid £125 and making a mint on the new premiums.

 

My insurer suggested if I pay the £125 to cover their costs it can go as no claim and put me back to where i was before the accident.

 

Is this possible ?

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My insurer suggested if I pay the £125 to cover their costs it can go as no claim and put me back to where i was before the accident.

 

Is this possible ?

 

If they "suggest" it in writing to you, then presumably they will have to honour this commitment

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