Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

123 Debt Solutions Warning!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4295 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

No Assets have been hidden, nor will they, she has none to hide! Everything levyable in the house has genuinely been bought by the Brothers. The sofa and chairs are hers, but they aren't levyable, the 32" tv in the front room is Brother No 2's, the Laptop she is using, is Brother No 2's.

 

And if a Bailiff or court wanted to go accusing of hiding assets, the Brothers are very good at keeping records and receipts, and have traceable and named receipts, invoices, etc for everything a bailiff would want to take, because they do everything online and/or via catalogue. For the period everything was bought, the parents were living and working away, before her health degenerated.

 

But it's not illegal to hide assets from bailiff action/creditors anyway. It's only the Insolvency Service where such an action becomes dodgy :p

 

How true, care is needed though fact become distorted I find when dealing with baliffs.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Well, IMO I would still not give them any such personal private info, OC's or DCA's they are not doctors, nor do they have medical training.

 

That is confidential info which they are not entitled too IMO.

 

How we have got to the stage where these corporations have begun demanding such info and we simply offer it without question is very questionable.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Caled, if this is a terminal condition then there should be a form DS1500 form - this is issued to terminally ill people in order for them to be fast tracked for benefits etc. That should be more than adequate and no other information should be required.

 

If this hasnt yet been provided then the letter you have mentioned in a previous post should be sufficient.

 

If they takeno notice of this very private and distressing situation then IMHO, I would be inclined to make complaints to their Head Office - OFT and FOS for implying that on production of this information, whis is extremely sensitive in nature, that they would back off. That you believe they have just requested the information in order to humiliate and embarrass.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Caled, if this is a terminal condition then there should be a form DS1500 form - this is issued to terminally ill people in order for them to be fast tracked for benefits etc. That should be more than adequate and no other information should be required.

 

If this hasnt yet been provided then the letter you have mentioned in a previous post should be sufficient.

 

If they takeno notice of this very private and distressing situation then IMHO, I would be inclined to make complaints to their Head Office - OFT and FOS for implying that on production of this information, whis is extremely sensitive in nature, that they would back off. That you believe they have just requested the information in order to humiliate and embarrass.

 

I am not sure she had that form - she is in Support Group ESA and has been told iir that she will not have to face an ATOS assessment again due to the severity. But it's one of those where she might pass away tomorrow, or in 3 years time.

 

She has Congenital Heart Failure, which is causing damage to other organs, and causing them to begin slowing down, for example she gets headaches which nothing can touch, and she has renal failure, not yet enough to require any sort of external support, but her liver is getting worse, and worse, and the consultant and her GP are struggling to manage it - at the moment it only has around 25% function.

 

So she has 2 terminal conditions, but as I say, there is no timescale, but she absolutely will be and is getting worse, like I say, every week, every day sometimes is a bit of a lottery with a new medical condition starting, or an old one getting worse. She also has COPD

 

The original massive Heart Attack she had, which has triggered all this is what is known as a "widow maker" as very few people survive this particular type, this is where the DWP showed how nuts they are, when she put her original ESA claim in the DWP claimed she was fit to work, the day, and the day after the heart attack, whilst she was in intensive care....

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

The original massive Heart Attack she had, which has triggered all this is what is known as a "widow maker" as very few people survive this particular type, this is where the DWP showed how nuts they are, when she put her original ESA claim in the DWP claimed she was fit to work, the day, and the day after the heart attack, whilst she was in intensive care....

 

I'd be off to the media/press with that little gem, seriously can't teach that level of idiocy!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

I'd be off to the media/press with that little gem, seriously can't teach that level of idiocy!

 

It's been great "fun". With the Congenital Heart Failure and Liver problems, ATOS put her in the Work Group! and then she got a letter with an appointment at the Jobcentre, to "discuss getting back to work" as if that is a priority when you have just been told you have 2 or 3 terminal conditions.

 

She attended, and it was a really bad week for her, could barely walk, she developed Diabetes really quickly, it just appeared last year, and like me, she has developed Peripheral Neuropathy in her feet and legs, but hers has literally appeared overnight and completely numbed her entire feet.

 

The Advisor she saw took one look at her and said bloody hell, why have they put you in the work group? and then marked the system that he did not need to see her anymore, so until her appeal, she was in the Work Group, but did not have to attend anything, thankfully, as it would have killed her.

 

These day's the whole thing seems a total farce. I am still loving the copy of my ATOS medical - "No sign of any problems/injuries in arms, back and shoulder". So, she did not see the very visible lump sticking out of my shoulder, due to the fact a bone is out of place, permanently due to a violent assault on me.....

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...