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Help I defaulted on a payday loan from payday express ever since that day they have constantly phoned my mobile and home phone, somtimes they will phone me I will say i cant afford to pay all at once then i end the call and 2 mins later i get a recorded voice sayingthat i need to contact them this happons mostly 5-6 times a day normaly at 8-9 then at intervals throughout the day. I just could not get them to take instalment or stop ringing me. so 2 weeks ago i got my BT number changed but the still send me txts at 3am and ring my mobile, but now they have started ringing my work place, i am part time now because i have been off with depression due to stress they leave messages on the answer phone say leon wallace has a debt with us please get hime to call us, and they tell other workers that i owe them money

What can i do to stop these people i know i owe them money but i have tryed to work out a payment plan but they wont take it the intrest is terrable

 

advice is need thanks

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DO NOT talk to them on the phone. Ever. Read and send http://www.consumeractiongroup.co.uk/forum/content.php?493-Harassment-by-telephone-response-letter to them

 

If they break that instruction then get complaints going to the OFT. You should already be putting in complaints due to the 3 am calls.

 

Ringing your workplace is a big no-no and could cost them their license. But you MUST report them in order for anything to happen.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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