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Have I been lucky? 2 x Lloyds Defaults not registered on credit report


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I have 2 Lloyds loans. One is currently with DCA and one is still with Lloyds. I am making payments via DMP. However, the last time these were updated were in 2011. The DCA doesn't show on report either. Technically speaking these should show as Default on my report but show as Settled.

 

Have I been extremely lucky or should I expect this to change?

 

I am 99.9% sure they have defaulted me - ages ago. Seems weird why they havent sent the data to experian or equifax.

 

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Edited by dannyfleetwood
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Accounts most probably sold on, expect contact

from debt purchaser/DCA in the future.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 2 weeks later...

If the debts have been sold I would expect

the entries to be amended soon.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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