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HFC CRA file


johnnyboy44
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Help please

 

I have had letters from HFC stating that i owe them almost £3000 and my credit file states the same and that i am in default (the only default on my file) I defended this successfully and received a letter from HFC saying i owed nothing, they were sorry for incontinence and that my credit file would be updated accordingly.

 

My credit file wasn't corrected so I wrote a letter and they replied by confirming it had been corrected but could i send them a copy of my file so they could check it. I also scanned and emailed the letters to experian and they contacted HFC but HFC told experian to leave the file as it is.

 

i have now written to the information commissioner. is there anything else that i can do? I am reluctant to send my credit report to HFC

 

regards

 

John

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A Formal Complain to the DATA CONTROLLER of the CRA first.

Just send the section of the report that has the entry on to HFC

again to the Data Controller.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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and i think you need to seek compensation too then.

 

about £1000 per wrong entry.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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