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seems im not the only one with with these sharks on my back,i will keep this short,but need help big time.

my secured lone is now in arrears to the tune of £1500,im keeping on top of my monthly payment and an extra£10 t0 come off the arrears.

£1000 of the arrears are fees applied to the account and rising every month to the tune of 2x£65.00....gulp....

they are pushing for a large chunk to be paid off the arrears or it will be taken further,money i dont have.

so is it the fso or the courts,worried,please help.

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