Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Log Book Loans active again


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4489 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Britain's biggest logbook loans brand active again

 

The BBC has learned that Britain's largest logbook loan brand is active again just days after the firm that owned it went into administration.

 

Logbookloans.co.uk is now under the new ownership of Hermes Property Services Limited.

It is offering loans at 478% APR secured against the value of a car or motorbike.

 

The Office of Fair Trading (OFT) had taken steps to revoke the credit licence of the brand's previous owners.

 

Old laws

With a logbook loan, the lender has the right to seize a vehicle and sell it without going to court if they default on the loan.

 

Such firms rely on an archaic piece of legislation, the Bills of Sale Act 1878, introduced before cars were even invented. It means that when you take out a loan your car becomes the property of the people lending you the money.

 

As long ago as October 2009 the OFT determined it would revoke the firm's consumer credit licence, effectively closing it down. The ruling said the firm had been sending out thousands of letters to customers in the name of a legal services company, falsely threatening to take legal actions against them.

 

Just as the process was about to be exhausted last month the two parent companies, Nine Regions Limited and Log Book Loans Limited, went into administration and its brand and loan book was bought by the Hermes Property Services Ltd. The firm already runs a similar company called loans2go.co.uk

 

The OFT's public register shows that Hermes has applied for the trading name 'Log Book Loans' to be added to its consumer credit licence. But in the meantime the website logbookloans.co.uk appears to be allowing customers to apply for new loans.

 

The OFT told Money Box that a firm which carries on business under a name not specified in the licence is committing an offence.

 

Money Box contacted Hermes Property Services Ltd but no one would speak to the programme nor confirm whether the firm was taking loans under the logbook loans brand.

 

http://www.bbc.co.uk/news/business-17240167

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...