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Hi

I entered into an IVA agreement in 2002.

I have never paid any amount towards it as genuinely didnt think I had actually entered into the IVA

 

In 2003 I moved to Spain where I lived until 2010

 

Since returning to the UK I have opened bank accounts, have credit card and my credit file is clean.

Or was, until I tried to open a second bank account at my bank.

 

They declined saying there was something on my file.

 

I have gone through my credit file with the 3 agencies.

 

On callcredit file there is an entry at a linked address relating to this active IVA.

 

I have looked on the IVA register and there is no listing for me.

 

Can I get this entry removed from my file? is the IVA still valid? What do I do?

 

Can anyone help please

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send callcredit the results of the other two

 

and demand it is removed.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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