Ocean Finance PPI Offer with a twist!

[ims21]

Hi

 

What were the reasons you gave for the mis-sale of their policy

 

What evidence do they have that you would have bought a PPI policy elsewhere

 

I think they are talking nonsense myself.

 

ims

[ims21]

Hi

 

Well its the first time I've seen this one tried on I have to say.

 

I'd be back on to them telling them that they cannot assume such rubbish and to produce the evidence they are talking about.

 

The fact that they have made an offer means that they are on the run so keep the pressure on to get all of your money back.

 

ims

[ims21]

Yes....its an Ocean fob off in an attempt to mitigate their payout.

 

ims

[ims21]

Hi

 

I'd write back and say that you are most pleased that they have agreed that you were mis-sold. Tell them that any attempt to adjust the full and correct amount of redress would be of interest to, fos, the FSA, OFT and Trading Standards and that, following their admission of mis-selling you require the full amount of redress without any spurious deductions.

 

or something along those lines

 

ims

[ims21]

[ims21]

Hi

 

Yes it is nonsense but I wonder where they have go this nit about you expressing an interest in the first place comes from.

 

Can I just ask...what reasons did you give them for the mis-sale?

 

ims

[ims21]

Ok good...there is no inference that you would have purchased an alternative at a cheaper rate.

 

I would also reckon that there are two or three mis-selling criteria which apply and so everything should come back to you plus interest without deduction.

 

Did you write back to them as I suggested in post #8?

 

ims

[ims21]

Just tell fos you want them to look into the validity of the offer but are concerned that OF have arbitrarily determined that you would have bought PPI elsewhere when that is not the case because....

 

and then list your reasons.

 

Tell them that having received the admission of mis-selling which is implied by making an offer in the first place, you want the proper and full amount of redress.

 

You are and will still be able to sue if you wish.

 

ims