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hi everyone,

have been looking through the posts for ppi reclaiming , can anyone point me in the right

direction i e suitable template letter which i can tweak.

my wife and i have had about 8 credit cards between us stretching back about 8 years

these were all paid back in 2008 , i have no account numbers but would know my adresses

at the time these were active and obviously who they were with .

 

Is there anywhere here in the forum i could find addresses for these banks and credit cards

companies or would you recomend doing a free credit report trial likec EXPERIAN ?

I am currently on statuary sick pay ,and i am not expecting to get any money at the first

hurdle but i do have plenty of time onj my hands !!!!!!

 

 

THANKS FOR ANY HELP

 

TIM

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look like you've got some money coming!!

 

have a look in my sig

lots of info there

most company addresses are to be found up the top

of the forum with the banks name on in the stickies.

 

yo'll need to fire off an SAR to each company you wish info from

to get the statements first before reclaiming.

 

dx

 

 

keep us posted

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi thanks for your reply, forgive me i am a bit GREEN to all this ,can you explain what you mean by SIG ???

 

and the only other obstacle i can think of is that i have no paperwork or account numbers to any of these accounts, does

 

this SAR also include loans secured on property that we owned in 2001 which was payed back to BLACK HORSE FINANCE

 

at their silly rates !! is it sufficient to just work out where i lived at the time of these agreements and give them a few adresses to

 

go on ??? thanks for your patience and advice

 

TIM

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Dx means their signature which is full of brilliant links to info to help you.

Send a SAR to each company and they should send you any info they hold on you-black horse are a bit hard work at getting info out of and I am still chasing them on some earlier loans of mine as I have had only part of my SAR info sent.

 

Worth a good look around-get in that attic etc for any info you do have-banks seen to be ale to find things easier if you can at least give them a ref number of some kind, but they should be able to find things from your personal details anyway. The more info you can give them the better.

 

Good luck

 

ali x

  • Haha 1

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

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