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diamondg and co-op


diamondgirl
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Long story cut short.

Took loan out with co-op went on a dmp stopped direct debit for loan so co-op took payment thus putting me overdrawn so then I have an unauthorised overdraft. They only did it once but still meant that I was overdrawn.

Just received DN which states that I have defaulted on my overdraft T&C and now owe 15K plus on an overdraft account.

Can they add a loan to an overdraft (overdraft balance about 100 pounds) I always thought that a loan was a separate item.

Any advise would be welcome please

Thanks

DG

I have no legal training my knowledge comes from my personal life experiences

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