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hardship claim


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hi long story cut short

had same account with abbe/santander for 12 years loads of charges

claimed twice under hardship rules once before judgement (refund £1500)once six months after refund (1200)

question is i am still falling £100 per month behind due to really tight situation ,i know i should have learnt but im self employed and sometimes just dont have the money.

charges have averaged £100 per month

i have mortgage,council tax, water,and others over a month in arrears

is it worth me trying again

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