1st Credit defaulted on CCA request

[donelly]

1st credit had defaulted on my CCA request can I send this letter to them as stage 2?

 

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Dear Sir/Madam,

 

I wrote to you on the 30 August 2006 about a "Default" notice your company placed against me. I requested you to substantiate this data by supplying the following as I have no recollection of ever receiving such a notice:

 

1. a true copy of the alleged agreement you refer to.

2. a signed, true and certified copy of the original default notice.

 

I also reminded you of your obligation to supply these documents, whether you are the original creditor or not under S189 of the CCA 1974.

 

You have now defaulted under the Consumer Credit Act of 1974 and must therefore demand that you remove all adverse information including the default placed on my credit file, failure to comply within the next 14 days will result in me reporting you to the appropriate authorities including the Information commissioner, trading standard and seek a court including claim for distress.

 

Yours faithfully,

 

 

 

Anonymous

[Guest Zooman]

I would wait to October.

 

Just send them a gentle prompt

[jimfishybob]

And also change 'September' to 'August'