Help!!!!!!!

[stephie]

Hi All, interesting threads. I am probably being stupid but where is the letter to send to DCA requesting copy of the original loan agreement?

Thank You:)

[kellyplanet]

It is in the templates section letter N I think!!

[stephie]

Thank You:D

[stephie]

That seems to be a court form??

[kellyplanet]

Letter N - Ask your creditor for a copy of your credit agreement under the Consumer C

 

--------------------------------------------------------------------------------

 

Ask your creditor for a copy of your credit agreement under the Consumer Credit Act 1974

 

 

 

1 High Street,

Newtown,

Kent

R21 4RH

 

 

June 28, 2006

 

 

The Loan Company

Company House,

Church Street,

Newtown,

Kent,

R1 7HG

 

Dear Sir/Madam

 

Re:− Account/Reference Number 4563210025897412

 

With reference to the above agreement, we would be grateful if you would send us a copy of this credit agreement.

 

We understand that under the Consumer Credit Act 1974 (Sections 77−79), we are entitled to receive a copy of our credit agreement on request. We enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act.

 

We understand a copy of our credit agreement should be supplied within 12 working days.

 

We understand that under the Consumer Credit Act creditors are unable to enforce an agreement if they fail to comply with a request for a copy of the agreement under these sections of the Act.

 

We look forward to hearing from you.

 

Yours faithfully

Mr A N Other

__________________

Opinions given herein are made informally by myself as a lay-person in good faith based on personal expereince. For legal advice you must always consult a registered and insured lawyer.

[stephie]

Thanks again, you're a star!!