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Payday loans on credit file question..


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i know that at least one does as i have got some finance recently and was told it was on my file.....i just wondered how long they take to get there

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it depends, in most cases i would think never because they are not linked with experian unless they take a CCJ.

 

What makes you think they are not linked?? I worked for a company that used credit ref agencies previously you have to be linked to them to get the correct information for your own searches, I would have thought every single payday loan company would be linked as they want as much info on your credit history as possible.

 

our records used to be sent monthly so I would have thought 4 - 6 weeks before it shows, but it may depend on how often they send their data to the CRA.

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