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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

SPML repossession SUSPENDED


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A big big thank you to you all. Th judge was fantastic and completely on our side and couldnt see why SPML were opoosing it. So he has aggreed we pay the monthly repayment which had come down, something else SPML failed to mention plus £800 off the arrears. 1st payment may 1st yipee.

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That's marvellous news - I'm so pleased for you - it must be such a relief.

Glad to hear you got a sensible judge too.:)

 

Relax and enjoy your home!

 

Ellx

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Well done to you , glad it went well.

 

Hope you can relax a bit more now.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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You're very welcome - glad to have been able to help :)

 

Ellx

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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  • 2 weeks later...

hiya all and especially martdj - fab result very well done, can we try and copy your success pls

 

 

- i hope you dont mind me posting on your thread here just wondering if you and others can still help us

 

my friend is trying to put in a defense as eviction is next friday 24.04.09

 

will put in link

 

http://www.consumeractiongroup.co.uk/forum/repossessions/193647-help-notice-eviction-received.html

 

many thanks she is now coming to me this eve, any help much appreciated have a fun day angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Please please can somebody help me?... I contacted spml over a year ago now when I knew I was getting into trouble and before I missed a payment. I asked for a payment holiday or to go on an interest only till I got back on my feet........i was told they did neither and I had to go to citizens advice which I did. Altogether last year, I missed 5 payments (not consecutive) and they ook me to court last november where they got a suspended possession order as long as I paid the normal payment (£720)plus £50 off the arrears. I have done this from december to february but have found it very difficult being on my own with 2 kids so I rang them to make my payment in March and told them I would be paying the interest plus the £50 and that I would like them to look at my case and help me. No-one has called me back but I recieved a call on easter sunday asking for the shortfall.........i reiterated that I would pay the interest plus the 50 when they payment is due on the 26th April. I asked about interest only again and the person said it had been looked at but I had been declined that option because it would be classed as new lending and they were not doing any new lending!! I asked if they were going to repossess my house but I couldnt get a straight answer. I rang them back on tuesday this week and I couldnt even speak to a manager or supervisor.

I have read lots of posts on here and I am very comfused as to what people are talking about with all these forms! I need help as I am at my wits end now...........I am a strong person but feel I have been bullied by spml but I will be bullied no longer......................please can someone help me?

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Fedupnow: You really need to start your own thread. It will be easier for folk to offer some help.

 

Quick question, how much is the interest is it £720?

 

£770 a month may be a bit ambitious by the sound of things, have you thought of simply letting go and try to rent a place?

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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Hi, the interest is £525 so I am now paying that plus £50 on top. I have looked round at rented properties but as yet there is nothing in the area I need but will keep looking. Also do I just let the house go back to spml or try and sell it for what I can get for it?...........there is no equity.

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