#PPI : No account number

[curly bob]

Thanks for that , that was a bit sneaky me thinks !! Im just waiting for a call back from RBS but it looks like they are now putting tham all together so the total will be over the £5k limit for small claims

 

thanks

CB

[ims21]

Hi

 

You could treat each of them individually could you not?

 

Brings them under the £5k mark each claim perhaps?

 

ims

[curly bob]

Hi That was my original idea however now it looks like they have decided to deal with all 5 claims as one however they have not confirmed this as yet I am still a waiting there reply

thanks

CB

[ims21]

By all means wait for their reply but remember what they want to do and what you want to do may be poles apart if you know what I mean

 

ims

[Shelley181146]

By all means wait for their reply but remember what they want to do and what you want to do may be poles apart if you know what I mean

 

ims

That was my thoughts exactly! If your in control, they will have to deal with them as you guide. Don't let them take control - its your claim(s)

[curly bob]

Thanks all for your advise , think I will go the court way any body any ideas who and what address for the RBS to send the N1 ' s to ?

CB

[ims21]

Thanks all for your advise , think I will go the court way any body any ideas who and what address for the RBS to send the N1 ' s to ?

CB

 

 

Have you looked in the RBS forum stickies?

 

ims

[ims21]

Thanks all for your advise , think I will go the court way any body any ideas who and what address for the RBS to send the N1 ' s to ?

CB

 

Have you looked in the RBS Forum Stickies?

 

ims

[ims21]

Thanks all for your advise , think I will go the court way any body any ideas who and what address for the RBS to send the N1 ' s to ?

CB

 

Have you looked in the RBS Forum Stickies?

 

ims

[ims21]

Blimey...triple post.....Sorry

[Shelley181146]

Do you not send the N1 forms to the court?

[ims21]

Do you not send the N1 forms to the court?

 

 

Yes but you have to put their address on it for it to be served to them.

 

ims

[curly bob]

Hi all thanks for the advice sorry for the delay in posting back but am having broadband probs decided that i am going the court way how ever can any one clear this up although I think I know the answer had RBS on the phone stating that as they made me an offer on one of these complaints ( I rejected the offer ) "on the 1st March 2011 as this was before the judgment date so they dont have to pay the 8%" oh and forgot to add the best bit " that it is against the law !! to try to take court action unless its been to the FOBS first and they will ignore any such action ???

 

Thanks

CB

Edited July 13, 2011 by curly bob
still a muppett

[dx100uk]

so they dont have to pay the 8%" oh and forgot to add the best bit

 

what a load of bullworks!!

 

its even in the fos pdf's

 

dx

[ims21]

Oooh this could be good

 

They say they will ignore such action....so

 

Court papers issued

 

They ignore

 

Judgement by default in your favour

 

Job done!

 

And of course that's against the law!

 

Where do these people get their ideas from?

 

 

ims

[curly bob]

Thanks all this is going to be interesting :-)

will keep you posted I may need a bit more advice soon hope thats ok ?

Cheers

CB

[curly bob]

Hi DX

Thanks for that is it still on the fobs pdfs ? as i carnt find it ?

 

Thanks

CB

[ims21]

Hi

 

Yes, look at the case studies on the fos website.

 

Also look at the examples in Appendix 2 of the FSA handbook, the link to which is in the ppi stickies

 

Regards

 

ims

[curly bob]

Thanks Ims

 

Looking at it now

 

CB

[curly bob]

well Ive just had an offer from RBS on one of these claims and it is around £550.00 less than I had worked it out to, also they want to take tax off at 20% has any one else has this ?

Thanks

CB

[ims21]

well Ive just had an offer from RBS on one of these claims and it is around £550.00 less than I had worked it out to, also they want to take tax off at 20% has any one else has this ?

Thanks

CB

 

Hi

 

How much had you calculated? is it the amount of £2,500 you mention in the early part of the thread?

 

RBS can take tax off the stat interest part providing they give you a certificate of tax deduction. You may be a non taxpayer and would have to claim that back from HMRC.

 

RBS is the only bank I've come accross that makes the deduction at source, all the others advise you that you should declare it but they pay you gross.

 

Can you post up their calcs so that we can check it?

 

ims

[curly bob]

Hi Ims thanks for the reply , no its not the claim for £2,500 this is a different one i worked it out at around £1,770.00 I will post up the original agreement and there offer for you to have a look at the offer letter is very small ? almost you may think to stop it being posted up:madgrin: ( thats if your a bit suspicious)

not me of course

 

Thanks

CBcust off.doc

agree be.doc

[ims21]

Hi

 

By my calculations their offer on this one is correct.

 

How did you get to your £1770?

 

Regards

 

ims

[dx100uk]

urm..

 

they are deducting the tax

 

dont think they can actually do that?

 

its written somewhere p'haps the fos pdf's i think

 

dx

[ims21]

urm..

 

they are deducting the tax

 

dont think they can actually do that?

 

its written somewhere p'haps the fos pdf's i think

 

dx

 

Well I wasn't sure but there's another thread on here where they did it but I can't find it now.

 

The 8% stat is potentially a taxable income if the claimant is a taxpayer of course but RBS is the only one I've known to try and tax it at source.

 

I'll do some looking and post any findings I come accross.

 

Regards

 

ims

Edited August 20, 2011 by ims21