Could somebody help me with the wording of a letter please :-)

[mhenry9885]

Due to tory cuts my job is no more.

 

Last September I took out a car on finance using a dealers in house finance (same company under different name) It was a fixed sum loan agreement secured with a Bill of Sale on the car.

 

Obviously I cannot afford to keep up the payments on the vehicle and would like them if possible to do a voluntary repossession, like on HP agreements and then arrange to pay whatever is left over at affordable monthly payments

 

Hopefully they will help me as i'm not trying to shaft them and not pay..

 

Could somebody point me on the direction of a template or suggest how I would put it to them? Pleeeease

 

Thanks

[kittex]

i just wrote to finance company myself and explained that due to financial circumstances i could no longer meet the agreed monthly sum. and could payments be decreased for a period of 6 months in order to see if my financial situation improves.and that i would be willing to come some arrangement to suit both parties..i also requested that they pick up the vehicle ,(even though my bill of sale maybe not correct....),,If you are willing to pay make sure you stipulate that you are in no way declining to make payment...You also maybe be able to keep the car if they are willing to accept your proposal.......Im sure someone on here also may be able to point you in direction of templates if you need them....im new here so trying to find my way about.......good luck