hi to everyone

[Guest ian cognito]

Just carry on, send them one of the rejection of settlement letters from the template library.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

You will not lose the lot, rather gain the lot!!!

[jcor0611]

thanks for the advice.the banks ltr says that if i do not respond within 7 days then they will assume i am not accepting the offer.shall i still send a rejection ltr?

[pinkduchess]

yes - accepting offer as part settlement - check out the letters in the link ian sent you above & find one that suits your situation best (may be a combination of 2)

[greengrocer]

Hey

 

They just did this to me too, except what they offered was only £400 or so less than the total. Still, they used the "more than 6 years old line", which some of the charges are by about a month, but they only total £100, not the £400 they reckon. So, I've written to them telling them I want more or it goes to court.

 

Good luck

GG

[jcor0611]

thanks everyone for the help and advice.

when i do the rejection ltr do i deduct the amounts that they state have already been paid back to me.i have checked and there are some but not as much as they claim.also do i deduct the charges that are older than 6yrs.they are only a month older.

[jcor0611]

i am going to send ltr 5 as i have already looged the claim with the court.

is this right?

[nettyg]

just tweak the letter so it's appropriate to your circumstances.

[jcor0611]

sorry to sound completey thick,but do i deduct the amounts the bank are not willing to pay.how do i amend the amount with the coust?

[nettyg]

reject their offer on the grounds that you have already filed your claim and incurred further costs. therefore you require xxx amount for your claim, plus court fees incurred of xxxx and interest of xxxx. put your own figures in that you will accept.

[wildtrekker]

My wife has had the same from HSBC, but her claim is a lot lower and the difference is only £120 less. Is it worth claiming?

(orig claim £475)

 

Also, they are outside of the notice we gave them, so in our reply letter, would we give a further 7 or 14 days or state we are starting a claim now?

 

Thanks

[freakyleaky]

My wife has had the same from HSBC, but her claim is a lot lower and the difference is only £120 less. Is it worth claiming?

(orig claim £475)

 

Also, they are outside of the notice we gave them, so in our reply letter, would we give a further 7 or 14 days or state we are starting a claim now?

 

Thanks

 

 

Step 4.) OK So You Didn't Think I Was Serious. Lets See What You Think Of This.

 

 

 

 

Send the

LETTER BEFORE ACTION together with a copy of your schedule of charges spreadsheet again if you have not heard from the bank or they do not agree to refund all of your charges.

 

 

 

 

 

 

Again allow 14 calendar days before the next step

[wildtrekker]

We sent a LBA on 14 March, so they have their 14 days, so asume we don't need to do that again, just reject and claim online as I'm doing with my HSBC account

[freakyleaky]

Oh sorry, so you've sent LBA and given them 14 days. Right reject the offer and file your claim with MCOL!

[jcor0611]

i logged my claim with mcol.i received a ltr stating that hsbc were goingto defend the claim and that they had 28 days to do so.the 28 days was up on monday,i haven't heard anything what should i do?can anyone help?

[jowalshy]

Once DG have defended you will get a notification from MCOL to say that the case is being transfered to your local court. This may take a while. You will then get some info from your local court as to what happens next. MCOL usually state that the AQ is being dispensed with but it is up to your local court.

[jowalshy]

Have you tried pressing the judgement button on MCOL?

[jcor0611]

this morning i received a 'notice of transfer proceedings'.they have crossed out the line that says 'the allocaton questionaire should be returned to local court'.

what do i do now?

[jowalshy]

there is a "maybe no AQ" thread somewhere

 

I will try and find it and pu the link on your thread.

[jowalshy]

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/78873-new-after-28-days.html

 

Here is the link to help you

[jcor0611]

today i received a ltr from local court with court date set for 29th june.the ltr states that aq questionaire has been dispensed with but as my claim is over 1500.00 i have to pay 100.00 fee.

is this standard and will i get this 100.00 back?

please can anyone advise?

[beat_the_bankers]

Yes it is standard, and yes you will get it back from HSBC along with your other court fees.

 

[pinkduchess]

jan it would be much easier to follow your progress if you stick to one thread. try & ask any further questions on the same thread instead of a new one for each.

 

are you nudging DG yet?

[jcor0611]

not sure how to stay on same thread but will try.

i havent sent nudge ltr yet.

[pinkduchess]

you've done it now by replying here.

 

Time to send a nudge - check out the link to find wording - tweak to suit your circumstances

 

New---after 28 Days - Maybe No Aq!!!!!!!

[Lil]

Hi Jcor0611

Just wondered how this was going?

Anything else yet?

Lily