Wills7 A&L

[caro]

Don't worry about the lack of response. Just get on with your MCOL to prove you mean business.

[wills7]

i issued my mcol last week to Narbourgh offices although i've been communicating with Bootle offices with my initial letter and LBA. Does this matter? and now i've issued it do i have to do anything else now?

[younganfree]

i issued my mcol last week to Narbourgh offices although i've been communicating with Bootle offices with my initial letter and LBA. Does this matter? and now i've issued it do i have to do anything else now?

 

No, you've done the right thing. Now leave it to the court.

[wills7]

Its's been aknowledged now... how long does it usually take now?

[SickofA&L]

I had a letter of acknowledgement off them on 3rd November and they paid up on the 10th but from reading the threads it's different for each person.

Good Luck

[wills7]

Not long then :)

[sharmore]

Well done you and good luck

 

Not long to wait now then he-he

[wills7]

I recieved my 'we intend to defend letter' from them yesterday.. what happens next?

[wills7]

A&L have just left a message on my answer phone to call them - has this happened to anyone else? Should i call them back?

[Guest Battleaxe]

Curiosity is my downfall. they might want to try and offer you something, no harm in listening, but I would not committ to anything, I would just say until they are prepared to put an offer in writing and it is acceptable, the court action will go ahead, but you are not making a committment either way.

 

I have a feeling they are going to try and settle for a lesser amount and see if you accept.

[wills7]

Not a chance - they can do all their talking by letter - i want all my money back!!

[kingliam]

I would give them a call, listen and simply say .... "Thank you Mr Alliance & Leicester please put any future offer in writing"

 

Curiosity would get the better of me too.

[wills7]

i'm rubbish on the phone though!

[kingliam]

Fair enough, If you don't feel comfortable, maybe just write a letter explaining that you only wish to deal with them in writing, Ask them to put their call in the form of a letter.

[wills7]

I have no idea how they got my number - i've not had an account with them for 2 years and they rang on my mobile

[kingliam]

Curiosity!

 

Are the A&L turning into MI5?

 

i personally would just ring them - that's the only way you'll find out.

[wills7]

just rang - they wanted to check my address - how strange!

[wills7]

is this normal??

[kingliam]

Not MI5 then more like MFI

[wills7]

Maybe they're making sure where to send my big fat juicy cheque so it doesn't get lost!!

[Beserker]

Yes you are at the stage where they normally pay up, you have'nt had an active account with them for two years? That's why they are checking your address.

[caro]

But they have been corresponding with you and sending confidential information protected under the Data Protection Act. They know you have issued a court claim, and you don't know how they got your number. I seriously doubt that this was A&L. If they needed to check your identity they should have done this in writing at the outset. You should not give out personal information over the phone.

 

We hear a lot about identity theft. People will phone up and ask for your bank security details pretending they are a bank. Personally I won't give them that information, even if I know full well who it is. Ask for everything in writing if they want information.

[wills7]

I initially used my parents address for my statements etc but on my court form i used my address as the primary address for all corrospondence. A my account was witht their debt collection agency before i paid it off thinking back they had my number so maybe they got it from them. They had my parents address but were concerned they had 2 other addresses for me as the one on the court form was my new one which they wouldn't of recognised! Now i'm confused!!!!

[wills7]

Nothing in the post this morning.. maybe tomorrow!!

[Guest Battleaxe]

Wills,

 

You never know tomorrow might see the cheque in the letterbox..

Only the sands of time will reveal what is happening in the Days of our lives....