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Reclaiming charges again


WILKINSS208
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hi

I reclaimed charges back from GMAC from a mortgage in 2005. i have submitted another claim to the value of £305 plus interest.

They have offered me £180 as gesture of goodwill.

 

They have however stated I signed a consent order indicating that i would not pursue any further claims against them.

 

Do I stand a chance here or should I just accept their offer of £180?

 

Help would be appreciated./:smile:

HALIFAX: PRE 6 year claim 1991-2006 WON 21/3/07 £2616

CAPITAL 1 - WON 19/3/07 £800.22

CAPITAL 1 - WON 19/3/07 £325.75

AQUA - MCOL 2/3/07 £172.79

ABBEY - MCOL 2/3/07 £261.37

HALIFAX VISA - WON default removal 19/3/07

PARAGON - LBA 11/3/07

CABOT -SAR 26/2/07

ROCKWELL -OFFER 20/2/07

GMAC -MCOL 7/2/07 £189.85

WESTCOT - SAR 25/2/07

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Hello

 

Were your first charges reclaimed in 2005?

 

Is this a different mortgage you are reclaiming charges against?

 

Did you sign a consent order saying you would not pursue further claims?? If so, why are they offering £180?

 

 

thank you so much for replying, was giving up!

yes my first charges -failed direct debit fees, late payments, etc etc were reclaimed in 2005 after going to court. offered me full settlement day before court!

this is the same mortgage as i didnt pay the mortgage off till 2007, therefore, had further charges 2005-2007.

i did sign consent form to state i would not pursue further claims with gmac. however, feel the £370 in charges during this time is unfair and i have a right to reclaim. they are offering me £180 as gesture of goodwill NOT admitting error.

I just want to know whether worth pursuing or if signing that paper goes against me fr court.

any advice would be great

HALIFAX: PRE 6 year claim 1991-2006 WON 21/3/07 £2616

CAPITAL 1 - WON 19/3/07 £800.22

CAPITAL 1 - WON 19/3/07 £325.75

AQUA - MCOL 2/3/07 £172.79

ABBEY - MCOL 2/3/07 £261.37

HALIFAX VISA - WON default removal 19/3/07

PARAGON - LBA 11/3/07

CABOT -SAR 26/2/07

ROCKWELL -OFFER 20/2/07

GMAC -MCOL 7/2/07 £189.85

WESTCOT - SAR 25/2/07

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