Experian - stop it

[Mike220359]

Had a letter back from Experian today, a long letter that goes on, slightly different tack than Equifax. One thing that is obvious however, is that they must be getting an awful lot of section 12 requests at the moment, probably using the surelybonds format letter.

 

How do I know that? The data controller said that I had mentioned the Human Rights Act in my original letter and went to great lengths to explain why it didn't apply. The interesting thing is I didn't mention the Human Rights Act, because I already knew that, so I enclosed my original letter with my reply:-D

 

One thing that I will now do since it is probable that the Instiutions are starting to or already started reading the threads. So I'll post my story when it's all wrapped up.

 

Mike

[Tinkerbelle]

Good Idea. There's one here (scroll down to the bottom )

[Guest Alison82]

One thing Mike, you signiture says "Blair Oliver & Scott £1 postal order sent 26.06.06, no reply THEY ARE IN DEFAULT! Now unenforcable until they produce the documents" B.O.S are a D.C.A they wouldn't have the origional documents you would need to go back to the origional creditior e.g Halifax

[Mike220359]

Reply to post 3

 

Alison

Regardless of the fact that they were the original lenedr or not, they have legal responsibility under the CCA 1974 to provide me with the information. As they have taken over the debt they take on the responsibility for the orginal legal status.

 

End of story, anyway wheels are in motion that I can't divulge at present but will do when they come to fruition

 

Mike