American Express

[DEE]

I am about to lock horns with American Express for the second time in five years. I have heard they are the very worst to deal with; that they will drive you into the ground - they most certainly caused me to become severely mentally They were in correspondence with my solicitors but then they suddenly went quiet. Some short while later I received an out-of-the-blue call from their solicitor who, on his second call to me said, that as these were unique circumstances they would write off the debt. (That was in 2001 and I stayed at that address until 2004 - plenty on time to make contact again!)

 

I was very ill and cannot remember receiving this agreement in writing. My solicitor's file shows a flurry of letters between them and that it suddenly went quiet. I've recently received a letter from a debt collection agency asking e to call them and as I don't owe anyone any money, I did just that. They said I owed AmEx £XXXXX to which I said I didn't. Since then I have not acknowledged their letters nor have I arranged to pick up a letter that they (presumably) sent me recorded delivery. It looks as though AMEX are going to renege on their promise. A recent credit check by a bank shows I am no longer a good credit bet (there goes my parachute). It looks like I'm in for a fight. I suffer with a severe mental illness and I really don't need this. I'm advised that Legal Aid is not available for this type of case and as I cannot afford a solicitor it looks as though it's me against a bottomless pot of money. Any suggestions?

[ispartacus75]

And what does this have to do with Halifax?

[DEE]

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group