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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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car purchased with logbook loan finance outstanding


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cctv i didn't mean you....i bought the car april 09 and they have only just contacted me now...after 15 months i can't even remember where i did my check....and the bill of sale dates prove he took out loan in oct/08....so i think i am stuffed....i pay up or lose the car...

 

 

 

Hi Shystie. i need to talk with you about your bill of sale. its getting a bit late to talk tonight but if you call me any time tomorrow. pm you my number.

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on a trur hpi check you will see the following. this is from one i have infront of me.

 

car make xxxxxxx

date of reg xxxxxx

keeper 2002 xxxxxxxxxxxxxxxxx

reg xxxxxx02

 

 

new keeper 2006 xxxxxxxxxxxx

reg change (private plate)

 

 

 

reg change xxxxx02 (back to original)

 

HPI check (post code of checker xxxxxx) 2009

no interest.

 

new keeper 2009 feb

reg xxxxx02

 

 

HPI check (post code of checker) 06 2009 ME

HPI check (post code of checker) 06 2009 RAC inspection

 

new keeper 2009 july ME

reg xxxxx02

 

 

HPI check (post code of checker) lbl 02 2010

interest listed (post code of interest) lbl

 

 

 

loan was taken out with lbl by last keeper feb 2009. i was covered by HPI insurance

 

I accept that, I've had these before, but, I will not show any BoS loan until there is a marker put on, so you may by the car, unknowing to you the guy who sold it got a loan a week before, then say a two months down the line, LBL put a marker on the database, then you wake up with the guys taking the car..its not full proof-its not backed by any org other than those who subscribe and honest, a buisness model..

they cannot be relied on at all, so how can a judge make that judgement?

 

trooper68

Trooper68:)

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I accept that, I've had these before, but, I will not show any BoS loan until there is a marker put on, so you may by the car, unknowing to you the guy who sold it got a loan a week before, then say a two months down the line, LBL put a marker on the database, then you wake up with the guys taking the car..its not full proof-its not backed by any org other than those who subscribe and honest, a buisness model..

they cannot be relied on at all, so how can a judge make that judgement?

 

trooper68

 

 

 

thats the point. even if lbl DOSE not show (untill they log it) and you did do a hpi (and your postcode shows on the hpi as checked) then you have bought in good faith...... they was nothing at the time of you buying the car.

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  • 3 weeks later...

Its all over for me!

 

Hi guys, thought I'd come and tell you that I have won! its all over!

 

It ended up that lbl gave up out of court after it was pointed out to them that they were basically breaking every rule in the book!

 

1- bos was not sealed within 7 days. VOID

 

2- i live in scotland, i bought the car in scotland and i was the 3rd person to own the car after the person with the loan. therefore i have much more rights, and as i am in scotland the only laws that apply to me are the laws of scotland. if i had bought the car in england from the person with the loan, i would then have been under english juristiction. BILL OF SALE WORTHLESS!

 

3- lbl were informed that under current legislation they would have to pay me full compensation for work that i carried outon the car- around £3000- THEY DID NOT LIKE THIS-HAHA!

 

my sol recieved a letter to tell us that they were discontinuing the repossession efforts and that the marker has been removed.(i will check this soon and get it gaurinteed)

 

I want to thank cctv, trooper, and everyone for their support during a distressing time, and if you find yourself in this situation, DO NOT give up. chances are lbl are acting illeagally!

 

thanks to all

 

john.

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Its all over for me!

 

Hi guys, thought I'd come and tell you that I have won! its all over!

 

It ended up that lbl gave up out of court after it was pointed out to them that they were basically breaking every rule in the book!

 

1- bos was not sealed within 7 days. VOID

 

2- i live in scotland, i bought the car in scotland and i was the 3rd person to own the car after the person with the loan. therefore i have much more rights, and as i am in scotland the only laws that apply to me are the laws of scotland. if i had bought the car in england from the person with the loan, i would then have been under english juristiction. BILL OF SALE WORTHLESS!

 

3- lbl were informed that under current legislation they would have to pay me full compensation for work that i carried outon the car- around £3000- THEY DID NOT LIKE THIS-HAHA!

 

my sol recieved a letter to tell us that they were discontinuing the repossession efforts and that the marker has been removed.(i will check this soon and get it gaurinteed)

 

I want to thank cctv, trooper, and everyone for their support during a distressing time, and if you find yourself in this situation, DO NOT give up. chances are lbl are acting illeagally!

 

thanks to all

 

john.

 

 

 

Hi Hoff well done on your case. that is 5 cases in the last month were lbl have lost or given up .............. that just shows that there bos does have bad flaws .......... its a nice feeling you have Hoff........ now keep intouch with the forum..........being a winner now makes you a helper ........ again we done .

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Hi, yes i will! Thank you so much for what you have done, this whole saga shows the worst of human nature, but also the best, and in the end the best has won. so long as there are people in the world who will help others and give their time, there is hope!

 

Why these guys have not been shut down is beyond me and my solicitor, in fact.

 

I wanted to phone lbl and tell them what i thought of them! but in the end im just relieved that its over, and i can park my car outside my house again.

 

I will try and help others if i can. that way i can get back at lbl.:D:D:D

 

john

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Its all over for me!

 

Hi guys, thought I'd come and tell you that I have won! its all over!

 

It ended up that lbl gave up out of court after it was pointed out to them that they were basically breaking every rule in the book!

 

1- bos was not sealed within 7 days. VOID

 

2- i live in scotland, i bought the car in scotland and i was the 3rd person to own the car after the person with the loan. therefore i have much more rights, and as i am in scotland the only laws that apply to me are the laws of scotland. if i had bought the car in england from the person with the loan, i would then have been under english juristiction. BILL OF SALE WORTHLESS!

 

3- lbl were informed that under current legislation they would have to pay me full compensation for work that i carried outon the car- around £3000- THEY DID NOT LIKE THIS-HAHA!

 

my sol recieved a letter to tell us that they were discontinuing the repossession efforts and that the marker has been removed.(i will check this soon and get it gaurinteed)

 

I want to thank cctv, trooper, and everyone for their support during a distressing time, and if you find yourself in this situation, DO NOT give up. chances are lbl are acting illeagally!

 

thanks to all

 

john.

 

 

Well done Buddy, now, counter claim for every penny you have spent + intreast, you may find you could go for damages and loss of the use of your property under the Human Rights Act...

 

You could also try your arm on reg letter to the main office, explaining that you are out of pocket and you would like damages...:-)

 

Well done

 

Ha Ha LBL you lose AGAIN....

 

A very Happy TROOPER68

 

MESSAGE FOR LBL and There Trolls.

 

Dum Dum Dum, another one bites the Dust.. Morons!

Trooper68:)

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Hi trooper, thanks! haha. Yeah i know i could probably try and claim, but to be honest im just glad its over. I will see what my sol says when i see her.

 

Thanks so much for all your help.

 

john

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  • 9 months later...
Hi yes. but remember to calculate loan date. your car was on bill of sale 2009. so it was in age.

i would like some advice ive got a log book loan with bill of sale my car is over 8 yrs old how does this work ive had to scrap the car as it was only worth 2k but needed repair work totalling 14-1800 ive paid back 2400 bk so far had borrowed 1600 can someone help me plz

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