Enderby Melling/Clarke WillmottRSM Tenon- old Natwest Loan

[babybear39]

You should also write recorded to the three main CRAs informing them of your financial disasociation with your wife

[little teacup]

Hi Babybear

 

That sounds serious!

LT

[little teacup]

Can I have a financial disassociation from my OH when we have a joint mortgage?

 

LT

[little teacup]

Just a small update. We have heard back from ICO saying they did not have enough proof that Nat West gave them our details!!! Oh well. And we still havent heard back from RSM Tenon.

LT

[babybear39]

Just a small update. We have heard back from ICO saying they did not have enough proof that Nat West gave them our details!!! Oh well. And we still havent heard back from RSM Tenon.

LT

 

I feel the need for an urgent complaint to the ICO

 

Sorry, brain dead bimbo kicking in there...

 

Go above the ICO

[Bazooka Boo]

Yes, the ICO has their own complaints procedure, you should exhaust that....

 

http://www.ico.gov.uk/complaints/satisfied_with_our_service.aspx

Edited August 8, 2010 by Bazooka Boo
added link....link was mahoooosive!

[little teacup]

Thanks Babybear and Bazooka Boo, I will do that and let you know what happens.

LT

[babybear39]

Don't be scared to go for the big guns...The Parliament Ombudsman

[Halibutt]

As Babybear says, there's nothing to stop you complaining at the highest level to anyone with some kind of influence/control over the industry. The very worst that can happen is that they'll write back, thanking you for your letter and saying that they can't do anything.

 

However, if you cc. your alleged creditors in these complaints, it may make them take your justified complaint more seriously. If they think it's just you, they might carry on as before, but if they think that your MP, OFT, FSO, etc. are aware of the situation, they're likely to tread more carefully and ensure that everything is above board.

 

Keep copies of all correspondence and print your name on letters rather than signing them.

[little teacup]

Thanks for the advice but have just found out that OH ripped and threw away the letter because he thought that was that! Honestly he never tidies up and then he goes and does this.

LT

[babybear39]

Ask them for a copy

[little teacup]

Hi All

I wish I hadn't got up this morning. First RBS and now a 3 page statement from Nat West, there is no letter with it and I assume it is in connection with the RSM Tenon letter. If this is to do with OH loan from over 10 years ago they are adding interest at £2195 a year. What do I do next?

[babybear39]

SAR the original lender.

[little teacup]

Thanks Babybear, I will get on with it!!

[babybear39]

cc a copy to TS and the OFT to make it very clear that you are expecting them to do thier job

[little teacup]

Good morning all

I must confess due to family illness and marriage problems I havent actually got around to the SAR letter.

All has been quiet from Nat West and RSM Tenon but yesterday OH got a letter from AIC, with the client name NatWest asking him to phone them and pay the total amout due immediately. There is no mention of how much the total amount is.

Can anyone tell me what to do with this letter?

Thanks a million

LT

[Bazooka Boo]

File it away, sort your problems out first, deal with these fools later.

[little teacup]

Had another letter from AIC. If OH doesn't call them on the number provided "Failure to contact us immediately on the telephone number below to discuss your account may result in a recommendation to our Client that preoceedings should be initated against you."

I have typed out a letter basically saying OH doesn't acknowledge the debt and buzz off. Will this be ok to send?

Also typed out a letter to the company who we pay our payments to asking them if they are still managing the account. Will this be ok to send?

Sorry for all the questions!

Many thanks for your help

LT

[little teacup]

Morning All

Just a quick question. Should I still send the SAR letter to NatWest?

Thanks

LT

[babybear39]

Yes

[little teacup]

Thanks Babybear will do that today. Time to take action! Will post up the response when it arrives.

Many many thanks

LT

[little teacup]

Sorry to sound dumb but do I need to put our previous address on the letter as we have only lived at our current address for 4 years?

Thanks

LT

[little teacup]

Morning All

I wrote to Clarke Willmott asking if they were still collecting the payments as OH has had letters from 2 other companies. CW have been in touch with Nat West and letters from the other 2 companies will stop.

The SAR request was delivered to Nat West on the 4th of March.

Going back to bed now, I've got flu

[Bazooka Boo]

So long as it isn't the dreaded 'Man Flu!' you should be right as rain in a day or so!!!

[little teacup]

Hi BB

No its proper official, emergency Dr flu. 8 days in bed. Post piling up,washing overflowing out of the basket and no-ones had a proper tea for a week! I've even got antibiotics.

LT