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Advice - Is this agreement unenforcable?


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Hi I have posted this agreement on another thread because I have started to claim back the PPI. When we took out the loan we were told it would be for 7 years, it wasn;t until we asked for a settlemant figure that we realised it wasn't. At the time of getting it we were desperately naive and needed money, also had two kids in the room with us. If on the form the true amount of what we were paying back was visible we wouldn't have signed.

 

The cost of credit isn't visible and I think the APR is incorrect, could someone help me with this. As it is secured I have to be careful.

 

Many thanks

 

http://s1017.photobucket.com/albums/af296/hepburn_01/?action=view&current=loanagreement.jpg

Edited by hepburn
Doh!
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