Alliance Leicester Credit Card

[barryhep]

I have an Alliance leicester credit card that was taken out over 6 years ago i have written requesting CCA from MBNA (Alliance Leicestrer) I finally got a reply Could you please advise if it is enforceable.

 

In the cover letter they have said that enclosed are -

 

a. A copy of the executed agreement with tick box as signature (the actual document looks as if it has been created on Word - it is on seperate sheets)

b. Up to date terms and conditions (again photocopies with no signatures but lots of small print. And they do mention variable rates everywhere)

c. Photocopies of recent statements)

 

My questions are as -

1. It does not state a credit limit (just says - we will decide whatever) is it enforceable?

2. As it states variable APR is it enforceable?

 

Also as this application was done online, does tick box make it a legal document?

 

Lastly the tick box refers to MBNA but at the time i believe the agreement was with Alliance Leicester.

 

Thanks for your help

[Guest Old_andrew2018]

you could upload the agreement after removing personal information (try using a host such as Photo bucket) I am sure someone will advise you about the agreement.

 

Andy