CCA 1974 (2006) Regulated Agreements

[Stressed-and-Floundering]

Hello

 

This sounds like a really stupid question with an obvious answer, but; when you hire a car personally, where you pay say a £50 deposit but the remainder of the rental when you return the car - is this considered a consumer hire agreement, and therefore regulated by CCA 1974?

 

Thanks for any help

[dx100uk]

surely if you are hirin the car for XX period, this is a rental agreement, not HP, so is not covere as there is no credit given.

 

bit like a council house, you are paying rent.

 

dx

[Stressed-and-Floundering]

Thanks dx

 

This particular hire was an indefinite period as it was essentially the provision of a courtesy car whilst mine was off the road. As it happens the insurance company was picking up the tab anyway, but I had the opinion that since they were providing a service for an unspecified period of time, they were offering credit...but I am certainly no expert! The Act itself is no help whatsoever - why can't they just write them in English.

[buzby]

No - it's not CCA regulated. I also don;t see who was providing credit - the car was not being purchased, just the right to use it.

[Stressed-and-Floundering]

Ok, thanks for assistance, much appreciated

[smvtuser]

It could have been regulated, but depends on the terms. Several court decisions considered this around 1999 - 2001.