lollipop vs cap one

[lollipop73]

Hi,

 

I am not sure how to start on this one.

 

Basically, my OH is now bankrupt and after months of waiting for some money I am owed it appears it will now not ever come.

 

My intention was to pay all the balance off the cap one card and end the agreement, so I haven't spoken to cap one at all.

 

Had a letter from Bryan Carter Solicitors yesterday threateneing legal action if I don't pay them some money.

 

I have to be sensible here as income is now to all intents and purposes non-existent.

 

What should be my first move.

 

I cannot affprd to pay them anything at all now. My I&E shows I am running on no fuel.

[diddydicky]

do you own property? are you working? do you have assets?

 

if not you are in a much stronger position than you thin

[Old Cogger]

Hi,

 

I am not sure how to start on this one.

 

Basically, my OH is now bankrupt and after months of waiting for some money I am owed it appears it will now not ever come.

 

My intention was to pay all the balance off the cap one card and end the agreement, so I haven't spoken to cap one at all.

 

Had a letter from Bryan Carter Solicitors yesterday threateneing legal action if I don't pay them some money.

 

I have to be sensible here as income is now to all intents and purposes non-existent.

 

What should be my first move.

 

I cannot affprd to pay them anything at all now. My I&E shows I am running on no fuel.

Try to give as much info as possible without using personal details? you could also CCA them it cost a £1.00.

Do not at any time speak to them (Crap 1) or theor in house monkeys Debitas on the phone, everything in writing, meantime collate all info for people on here to try and help you.