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WELCOME CAR FINANCE - TERMINATED HP, please help!!!


mattes1
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Hi, came home now from work and received crazy letter from WF branch about my HP agreement:

 

Due to your present circumstances, we are willing to accept a nominal payment on your accounts which will be reviewed periodically.

We have enclosed a payment proposal form which you should complete and return to this office.

We look forward to your reply.

Your sincerely xxx

What is it mean from them??? WHy they sent me letter and some form for offer payments, when my agreement been terminated one month ago and recovery company been advised uplift car?

Can any of you guys help please?

Thanks.

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omg this is classic terminate an agreement, threaten recovery, recovery come but dont get car so offer lower payments :lol: They really are hilarious!

 

personally I wouldnt complete and return it as why would I make a payment on a terminated contract!

Edited by beyondhope
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I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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yep no recovery agent been here at all despite now having it in writing they have been instructed to collect 'welcomes' goods! I feel like im in the zoo waiting for a chimp to show its face lol

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Or Has Welcome Been Reading This Thread And Realise They Cant Repo

 

 

There does seem to be alot more guests lurking lately!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Mattes, they don`t half throw in some Blinders don`t they? to tell you the truth I haven`t got a Clue What You should do. In Fact I think you know More what to do than I do.

 

The Only thing I can say is Contrary to Normal advice, ring the Manager and ask Him What They are Doing.

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Id file it under R for ROLLOCKS lolol

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Hi guys,

5mins ago i had phone call form WF branch, so ansvered phone, Steven ask me if can i confirm for him security password, i said NO, so he sk me why, i said my account is in dispute since wednesday, he said no its not, theres nothing in system. So he ask me again for password and i said i dont want discuss with him my account over the phone. Thats it.

But i think he maybe come to my door this afternoon...As usual...

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Well Done MAtttes!!!:D And if he does turn up on your doorstep this afternoon hand him the Trespass Template Letter, and a copy of your Letter putting the account in Dispute.

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/591-dca-home-visit-if-you-receive-or-are-threatened-with-a-doorstep-visit-

 

Then Ask him to Leave before you Call the Police. Close the Door and Laugh Your *UCKING Head Off!!!;)

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Well Done MAtttes!!!:D And if he does turn up on your doorstep this afternoon hand him the Trespass Template Letter, and a copy of your Letter putting the account in Dispute.

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/591-dca-home-visit-if-you-receive-or-are-threatened-with-a-doorstep-visit-

 

Then Ask him to Leave before you Call the Police. Close the Door and Laugh Your *UCKING Head Off!!!;)

 

love it!!! does this work with recovery people too :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Been reading thru this with interest, I too am waiting for Welcomes chimps to come and repossess my car, I wont hold my breath though, after all, I've been waiting for just over 18 months and I still have the car. I've had the letters from the uplift people, and the phone calls, well I did in July/August 08, but I've heard nothing since.

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  • 2 weeks later...

Hi guys, after few weeks again back.

So i received last week new SAR request with HP statement, but again not received Car invoice...

And yesterday i received letter from branch about arrears on my HP account about £1200, why they sent me letter like this if they terminated my account and btw. my account is in dispute.

And i never received any reply to my letter about account in dispute.

Can somebody help what is best to do next now?

Thanks.

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Hi guys, after few weeks again back.

So i received last week new SAR request with HP statement, but again not received Car invoice...

And yesterday i received letter from branch about arrears on my HP account about £1200, why they sent me letter like this if they terminated my account and btw. my account is in dispute.

And i never received any reply to my letter about account in dispute.

Can somebody help what is best to do next now?

Thanks.

 

Unfortunately since the Manchester case regarding bank charges it appears account in dispute doesnt really stand for much anymore they can still chase and pass to debt collectors etc and payments should still be made although as you rightly say if your account is terminated why are they chasing the account. can you post up the letter they sent regarding arrears?

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Hi guys,

there was today in my home some guy from recovery company P&A Receivables services and left a message if can i contact him about my car...

What do you think, shall i contact him or no?

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Been following this thread with interest. Why dont you just park the car at a friends house? Or even if safe in a car park or at work?

This would stop you having to worry about it day and night (and believe me I know about that).

If its not parked near to you then all the better for you. If they cant find it then they cant take it! I do not want you to think I am being rude about this but it looks like no one else has said this to you.

They are not getting mine - I would rather scrap it - and then they get nothing. lol They cant stop you from selling a car for scrap - and I would rather lose thousands than let them have the car.

If you have another car and dont use the one they are trying to take then hide it.

Also I have just been helped by Essexboy about the Gardex.

Will follow this thread to see how it work out for you.

Good luck

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Hi quality street I dont think it has been suggested as at one point on the thread mattes wanted the car to go back as he had bought another :) good thinking though i so wish I had done that :(

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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