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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Citi Help Please


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Hi Shadow,

 

Different problem I'm afraid, the CLIs OK it's just that the 'phone does not ring at all with the truecall attached.

 

Did get in touch with them but they were unable to help.

 

Haven't needed the machine since Citi stopped calling at the beginning of the year so looks like I'm having to buy another 'phone - but which one. Truecall have yet to provide a definitive list of those that do/do not work.

 

Anyway not too bothered at the moment. As my wife put in an email to me this morning 'as I write, 'you know who' has just phoned, have logged it. Aren’t they nice people ringing every day to see if we’re OK.'

 

Regards,

 

Bosun.

Please note: I have no formal qualifications in this area and any advice offered is given in good faith. :)

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Hi Shadow,

 

Thanks for that, the total ringer equivalence is only 2 which is within the capacity of the ‘phone line.

I'll have a look at the Panasonic devices.

Regards,

Bosun.

Please note: I have no formal qualifications in this area and any advice offered is given in good faith. :)

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hi there a bit of a delay sent letter to cabot as phone was constantly ringing from the fools once i was sure the letter had arrived i answered the call from them stating that a letter had been sent to them this joker on the end was talking about me making a payment to clear the account lol soon as the letter was mentioned he said no letter had been recieved i suggested he finds it as i have tracked it and guess what it has been delivered ,i then requested they only contact me by letter and i m prepared to go to court if i have to like i said to citi cards .no correspondance as of to day lets see whatthe postie brings lol

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If they were to go to court you could submit a CPR31.16 to view the original executed agreement, something that you have been keen to view since the start of this whole issue.

 

The creditor would be seeking to gain an enforcement order on the basis of it, if you have not acknowledged the alleged debt they believe it due.

 

In this process you have not been seeking to avoid the alleged debt, more to see whether the executed agreement (aka signed contract) is properly executed and legally complaint i.e. includes all the prescribed terms. In the instance that it is not, then it gives you scope to come to a mutually agreeable arrangement with the creditor. In the instance that the executed agreement is fully legally complaint and includes all the prescribed terms then likewise you can come to an arrangement with the creditor.

 

The sticking point is that since the very start, years before the recent test case, Citi have doggedly resisted sending out copies of executed agreements which would leave me to believe something is up. Certainly in the instance of mine Citi did not have a legally complaint executed agreement.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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  • 2 weeks later...

hi its me again i recieved a letter back from cabot on the 13 th october stating they have ontacted citi and ask them to investigate my query this may take 21 days but may take longer if the information i have asked for has been archived yeah right citi has not got it or why else would they have not have already sent me it 18 months or more ago. what do i do next

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hi its me again i recieved a letter back from cabot on the 13 th october stating they have ontacted citi and ask them to investigate my query this may take 21 days but may take longer if the information i have asked for has been archived yeah right citi has not got it or why else would they have not have already sent me it 18 months or more ago. what do i do next

 

Do? do nothing... just sit and wait in the knowledge that Citi are unlikely to satisfy the query.

 

S.

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