Jump to content


Vanquis URGENT HELP NEEDED


dingwalldemon
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5251 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

My mum has just told me shes in debt to Vanquis to the tune of £2200

She has a £2k limit on the card.

They are now phoning her up at home and at work harrasing her saying she will have to pay more than the min payment.

Im going to start a claim for her £12 over limit charges.

Can anyone advise me how to get them to freeze the interest and get the £2200 repaid.

think her apr is 49.9% so obviously the min payment is nowhere near servicing the debt and each time she brings it below 2k the next months interest puts it back over.

Link to post
Share on other sites

Hi

My mum has just told me shes in debt to Vanquis to the tune of £2200

She has a £2k limit on the card.

They are now phoning her up at home and at work harrasing her saying she will have to pay more than the min payment.

Im going to start a claim for her £12 over limit charges.

Can anyone advise me how to get them to freeze the interest and get the £2200 repaid.

think her apr is 49.9% so obviously the min payment is nowhere near servicing the debt and each time she brings it below 2k the next months interest puts it back over.

 

Hi if she has many charges then she can claim them back plus interest at the same rate as she has been charged by them.

 

dpick

Link to post
Share on other sites

  • 3 weeks later...

well you first need to know all the charges & p'haps if she has mis-sold PPI?

 

unless you have all the statements, then an SAR is surely in order?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...