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Posessions register


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Hi all

 

4 years ago I ended up in the situation of being evicted from my flat in Glasgow and the property was repossessed due to defaults on a second charge. fortunatly there was sufficent equity to pay of the outsanding debt.

 

now 4 years on, I have started to get my act together I have taken steps to re-build my credit rating. however I am concered that the repossession does not show on any of 3 credit referance agency (CRA) reports at all (which most people would be happy about).

 

Im a bit concerned should I ever get a morgage together this will may arise as a type of fraud should the lender find out? has anyone had anything similar happen ?

 

Thanks

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Hiya,

 

You do not update you credit file, it is the lenders et

 

There would be no recourse for you in this situatuation,

 

Ida x

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