Cohen, letter of pending legal action

[bogeyed]

Hi, had letter from lewis group saying they are in our area soon and want to come speak to son, and phone number to phone if not convenient, I dont want son speaking to them so ignored it, anyone read my thread who would know what to do, thanks

[bogeyed]

ha! read it, cant say I've noticed 'commission payments may be payed' on welcome agreement, and they certainly havn't told or got any tick boxes with son agreeing to it. Now what do I do with this, who should I tell first, cohen or welcome or both or neither, don't want to blow this.......

 

post.. this is now with lewis group, someone called at my address, told him son wasn,t here, he said it was just about a loan in arrears and doesn't matter if he doesn't live here.

also got final response about ppi saying basically nothing to do with them as dace car sales are brokers and said get in touch with them

[zodiac78]

hi bogeyed i have hit the jackpot too got the same docs in my subject access request that post was getting so excited about. I've got even more stuff that has brought another event to life which the oft can bring criminal proceedings for. i am waiting to see what oft are going to advise me to do. pm post if he is on the forum as hasn't answered you since 23 oct.

hope u didn't mind me telling bogeye that post

 

i hope post gets back to you he is very busy i haven't even informed welcome of the things i have found yet but luckily i haven't got the wolves at my door.

 

good luck and don't give in and don't let your son talk to anyone until u have more advice from someone on here

[bogeyed]

Hi zodiac, have you got a thread going on this that I could follow, sounds like you have something worth having;) You are right, I'm trying to do as much as possible so son isn't conned into doing anything else, heard stories of fos being behind welcome:eek:, and cab not much help, are the oft more helpful, we did phone them before we found out all this other stuff, but they never got back. I don't feel confident to tackle welcome directly just yet, not found any other threads where the secret commisions have been tackled. Thanks for your time.

Might just bump a couple of times, post is busy and now not very well with his knee.

[zodiac78]

greatest sympathy for post on the knee had both mine done about the same time as him and aching like mad with the weather.

my thread is under welcome creative accounting. isn't much info there as i have a feeling certain ppl are watching this site very closely.

That's why post is very careful about what is said to you because he knows and doesn't want to give them upper hand

 

i only sent an email today with everything going on with the unfair charges not expecting a email or call back straight away. i will keep ringing them next week until i get an answer as to which track i take

i've been all over this forum for weeks and i haven't found another thread about commisions either

 

if u go on the debt part they have great advice there about debt collectors and what to do.

Think at this stage we are suppose to put the account into dispute but i don't know on what grounds at the moment because have so many things that are wrong with agreement, paper work etc and don't want to give welcome the total picture incase office of fair trading do want to take another route

 

Here is a link to dipute letters and many more

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

[zodiac78]

hi bogeyed just me again i found this link for u on the subject of commission

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/170647-secret-commisions.html

[zodiac78]

Hi bogeyed hope u and son are ok haven't heard anything from you. I haven't heard anything from OFT , no suprises there.

I am totally confused of how we have hit the jackpot with the secret commision because case files i read the debt did not get wiped out just the commision paid back

I got so many things i can throw the book at welcome about but don't know which one is the best avenue.

I hope you are nearer a solution

[postggj]

back online bogeye

[bogeyed]

Hi Post, sorry to hear about op at christmas, Zodiac and I could really do with some advice on what to do with secret commissions, and I could do without another visitor, Lewis group I presumed.

Also I had final response about ppi and it said dace who sold car are the brokers and nothing to do with welcome, if it's on their agreement why is it nothing to do with them. Got the statement of needs with no ppi ticked.

Zodiac, Thanks for the links, nothing to report since visit, bad news about people only getting commission back, I read some judge said the only way it would be unenforcable is if the commission was completely hidden, so perhaps there was something in their agreement saying commission might be payable.

[bogeyed]

bump:)

[zodiac78]

bump:)

[zodiac78]

just found two more threads on commissions for you

 

BBC NEWS | Business | Court lets woman off £8,000 loan

 

Insurance broker remuneration: law and regulation | OUT-LAW.COM by Pinsent Masons LLP

 

hope you are looking on the debt part of this site and finding usefull information

[bogeyed]

Thanks for that zodiac, all very confusing really, thanks for bumping:)

Post... could do with a plan:)

[zodiac78]

bogeyed try starting a new post in the debt section under debt collection industry see if someone can help you in there about the debt collectors. I am getting legal advice on friday about welcome to the cost of £100.00 so i will let you know what is said re secret commissions etc

good luck

[bogeyed]

Zodiac, thanks for dropping in, will read debt section, had a few days off welcome to help other half with pension appeal, no more visits but letter from ? on side waiting for son to open, hope they take him to court. How did you go on with your advice on friday? positive I hope.

[postggj]

give a brief update bogeyed

[bogeyed]

Gladly,

son has hp and personal, had letters from cohen and lewis group

had dodgy DN, without predjudice etc,

hidden commissions in sar,

monthly payments on agreement don,t add up to total amount, about 100 out.

no date on agreement

got demands and needs with no ppi ticked but got put on anyway, sent ppi letter but got final response saying, basically nothing to do with them, the car sales place were the brokers so complain to them.

son not up to date with paments, missed loads.

got a load of charges put on, telephone visits, adhoc[hmm].

lol, not very brief, but must be something we can scare the visitors off with if they come back, while waiting for them to take son to court. thought they would have by now.