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New user vs MBNA


mcgreavey
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Hello everybody, I am new to this site found a link on another forum.

 

My problem with MBNA is not missing payments or anything but sometimes they arrive a day or so late then whack! £20 charge - and worse still is the negative impact on credit history.

 

Can anyone please advise how I start the process of at least claiming the charges back?

 

Thanks in advance!

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Read around, especially the FAQ's and the step-by-step guide as everything you need to get started is in there.

 

Good luck :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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