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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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quick quid???? **


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Hi there i'm new to this forum but a few months ago i took out a quick quid loan, this is my last month to pay i owe £92 but cant afford to pay it what would happen if i cancel my debit card? would they still be able to take out of my bank as they have my details from when they placed funds in my account? :confused:

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Hi

 

Guess your not paying by DD. You could put it in writing to the bank that they must not allow any payment from them to be taken out, just in case.

Some would just try to take the money out but if it's not set up then they shouldn't do it.

You could ring and offer a lower payment and explain you are having difficulties and see what the outcome of it would be.

I dont know much about these type of loans so not really able to give much advice.

I imagine someone with knowledge of these people will be along soon to give better advice.

DG:)

I have no legal training my knowledge comes from my personal life experiences

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Hi Emma

 

You need to watch out for them setting up direct debits if they don't have your card details. Is your £92 an interest payment rather than the whole balance- let me know and I can give you some more specific advice. They are quite easy to deal with when you know how. Plenty of QQ threads on this forum also.

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Ok Emma

 

I would e-mail them expaining ur situation. This is assuming you can pay over 3 months as they usually agree to this. Ask for their bank details so you can by standing order. They will also let you pay by paypal. If you can't pay over 3 months make them an offer over 6. If they say no they will pass to dca who will have to accept. Don't think you will get to much hassle for this small debt.

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