'One of Them'

[lickthewallfatboy]

perhaps you would care to justify how banks in Northern ireland(UK based) can charge £25 -£35 for stopped direct debits,cheques and sending out letters,while their sister companies in the Republic of Ireland,with presumably the same cost base can charge literally a fraction of what they charge us?

1 Euro = approx 65 pence

for example-

ULSTER BANK(PART OF RBOS GROUP)

unauthorised overdraft €4.44 (that's euro by the way)

cheque/direct debit returned €12.70

 

Ulster Bank Credit card-

If your payment is late: €8.50.

If you go over your credit limit: €8.50.

 

 

NORTHERN BANK (NATIONAL IRISH BANK)-FROM THEIR WEBSITE

“REFERRAL FEES(not applicable to accounts opened after 18th April 2006)

when cheques and debits collectively exceed the credit limits or cause an account to overdraw without permission a charge of 4 Euro (very roughly £2.70)per item presented will be applied,up to a maximum of 22.20 EURO PER DAY(roughly £15 MAXIMUM PER DAY)

 

UNPAID ITEMS OUT-APPLICABLE TO ALL ACCOUNTS-when an item is returned unpaid from your account a charge of 10 Euro(roughly £7) PER ITEM IS LEVIED.”

 

 

FIRST TRUST BANK(AIB GROUP)

Unpaid items

Cheques lodged to your account and returned unpaid €4.44

Cheque, direct debit or standing order presented

on your account and returned unpaid €6.35

 

Now you know why people are fully justified in sticking it to the banks-they've been sticking it to us for years.I know it's a cliche,but Dick Turpin wore a mask.........