Honda Finance

[cheekone]

and the soliciter before him was from crellins , meaning neither had a right to claim my bloody car like they did

[cheekone]

I was sold a car in 2004 and all the figures are incorrect

 

termination your rights has been calculated at half the total amount payable ,

 

the default notice is invalid ,

 

and all payments are wromg and the apr is not the agreed apr

 

had it setaside in July 2011 , and have till august to make a claim

[dx100uk]

was this the one on Honda finance?

 

 

dx

[cheekone]

yes , and the default notce is in correct , and anount of credit is in correct , and payments are incorrect and and total amount payable includees the deposit i had already paid, and the total amount payable is more than the cash price of the car, Its also regulated by the distant selling rules ,

 

 

sorry about typos , numb fingers

 

thank you every body for your replies unfortunatly i been under the hospital with neurlogical issues , and other problems

 

sorting out all the details now . including the opening balance from black horse that doesnt inmclude the deposite , and all 3 solicitors where from crellins

 

please find a copy of default notice , and customer statment, and agreement might have to redo them tommorrow

[dx100uk]

28 threads merged

documents merged to above post too

 

 

dx

[cheekone]

thank you Dx

[cheekone]

At the setaside hearing in 2011 judge also agreed , that i had paid £38000 , but wants all the facts

[cheekone]

sorry to ask this again but do i need to send a letter before action , as it was in 2011 it was set aside

[cheekone]

1 ) The default notice is in correct

2 ) termination Notice is incorect

3) total amount payable is incorrct

4) amount of credit is incorect

5) amount under termination your rights is incorect

6) amount under Repossion your rights is incorrect

7) the agreement hasnt been signed by or dated by the original creditor

8)The documents sent to me in the witness statment are not true copies of the original agreement or terms and conditions original documentation would be marked as Financial house copy , or customer copy

9) the final repayment is incorrect

10) The agreement is regulated under the Distant Selling Rules rules , faxes where used from dealer to creditor

11) claim was made on July 12th 2009 , and enforced on the 29th August 2009

12) excellent solictors made a counter claim on my behalf , and i was suffering from mental health issues when the case went back to court , on the 10th August 2010 , and i follish consented and spent a year out of work and developed B12 deffiency , gave the court a letter from my doctor , which the court accepted

13) neither the laiment or their representives responded to my defence as orderd by the judge

14)Case setaside 19th of july 2011

15)date on the direct debit had been changed to later date than on customers copy ,

16) , i wasnt present when the faxes where sent I allready had the car

17)the claiment sold my personal property with the car

18) no notice of asignment , sent by original creditor

Edited May 27, 2015 by cheekone
numb fingers and constant typos sorry