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Legal Q: Overpayment


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Hi there,

Instead of the missus being paid £800 onthe nose.

She's been paid £8,140.14.... now when she said '£8k' to me i thought, oh they've added a 0 by mistake, but 140.14 has come from nowhere.... i've just taken the money from her account and put it in my savings to start earning me interest....and once they ask for it back...we do, minus the interest i've made.

 

What would happen if we were to spend this money on paying off some of our debts? would it be a £20 a month repayment plan thing from her work or what? and what does the law state too?

 

Cheers Aaron

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Why Is It That Things Like That Never Happen To Me!!!

Halifax - Won £425.00

American Express - Won £90.00

Woolwich Bank - Won £2280.00

Barclaycard - Won £558.00

Woolwich Bank - New claim for £723.00 entered.

Barclaycard - New claim for £236.00 entered

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If there's been a genuine error on the part of the payer or the bank they WILL claw it back from your account. If the money is spent or in another account you will have a large hole in your main account, bills won't get paid and you will get charges! If you spend it knowing that it's incorrect you will be chased for the debt.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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