Couple of questions

[onamission]

Luckily i have online banking so i was able to go back to 2002 with lloyds and print out all my statements for free We have been running a small bussiness and with my adding up so far and only up to 04 we have been charged in full £1500 and we havnt hit the bad years yet!!

 

Question is (i tryed hard to find answer before asking promise)

Say by the time i have gone through my statements and totaled all up ie £4000 charges what would i then claim for?? £4000 or less?? Or do i in my adding them up only add the remainder over say £15?

 

so for example i see in statement charge £30 for unpaid cheque how do i calculate it? ..Is it add them all up and send the total of ALL charges away? Or see what amount i was trying to pay in the first place? Ie then if it was a cheque to pay £10 but it bounced and i charged £30 do i take the £20 differnece to add up or do full £30 charge??

 

Hope this makes sense to you all :?

[dazza12]

It's up to you what you claim, but I would claim the full charge amount.

 

Don't consider the amount of the transaction you were trying to make. This is a separate issue. It is the amount they charged you that is unlawful.

 

For instance, if the total of charges (check the FAQs for what is allowed) is £4000, then claim the full £4000.

[onamission]

Thanks, i am still adding up

[onamission]

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