S.R.J. DEBT RECOVERIES - Agent Visit AMEX debt

[NORNIRONGIRL08]

Got a letter to-day from SRJ Debt Recoveries - Woking/Uckfield

 

Big Red writing - AGENT VISIT

 

Dear Sir/Madam (Yip they had my name and address of the letter)

 

Despite writing to you regarding the above outstanding account (Amex) we note that you have failed to contact this office hmmm never got anything from them before.

 

You know leave us with no alternative but to transfer your details to our FIELD AGENT REPRESENTATIVE What is this some type of mouse lol

 

Please contact our offices on 08453137235 to arrange a suitable time four our agent to attend. The purpose of the visit is to conduct a pre-litigation report with a view to commencing legal action against you.

 

The course of action can be avoided by contacting our offices and re-establishing a payment plan to this long overdue account.

 

Yours sincerely

 

Mr M Faithfull

Field Agent Manager

 

This was an account I first brought up with RMA and Amex last year, there was no CCA etc I never heard a thing back from Amex nor RMA until to-day any ideas ?? :eek:

Edited January 21, 2009 by NORNIRONGIRL08
spelling

[babybear39]

Send them these 2 letters:

 

ACCOUNT IN DISPUTE

 

Your Reference:

Client reference:

 

 

Dear Sir or Madam,

 

I must admit that I am rather bemused as to why this account has been passed to you, as it is in dispute with ***DCA*** and has been since ***Date***

Not only is this a breach of OFT collection guidelines, but also in breach of the Consumer Credit Act 1974 and Data Protection Act 1998

 

 

As ***DCA*** is now in default of my Consumer Credit Act request, Office of Fair Trading Collection Guidelines and s10 Data Protection Act request, I consider this account to be in SERIOUS DISPUTE.

 

As you are aware while my Consumer Credit Act request remains in default, enforcement action is NOT permitted; under s127 this constitutes a complete defence at law. Consequentially any legal action you pursue will be averred as both UNLAWFUL and VEXATIOUS.

 

Now I would respectfully suggest that this account is returned to ***DCA*** for resolution of these defaults and breaches, as ***DCA*** cannot lawfully pursue any enforcement activities.

 

If ***DCA***chooses to ignore my dispute and attempt enforcement, I will initiate legal action and file reports with the appropriate authorities, including, but not limited to, Trading Standards, Office of Fair Trading, Information Commissioners Office, Financial Ombudsman Service and possible court action.

 

I hope that this will not be necessary and an acceptable solution can be accomplished.

 

I would appreciate your due diligence in this matter.

 

Yours faithfully,

 

And:

 

Dear xxxx

 

Account Ref xxxx

 

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.

 

Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

Yours faithfully/sincerely

 

Send recorded, do not sign print your name and keep copies with your postal receipt.